[앵커]지난달 은행권 가계대출이 1년9개월만에 가장 큰 폭으로 증가했습니다.부동산 경기가 살아나면서 주택담보대출이 급증했기 때문입니다.가계 빚이 크게 늘어난 가운데 연체율도 계속해서 오르고 있습니다.김기호 기자가 보도합니다.[기자]지난달 시중은행의 가계대출은 5조9천억원 늘면서 3개월 연속 증가세를 이어갔습니다.지난 2021년 9월 이후 가장 큰 증가폭입니다.무엇보다 주택담보대출이 크게 늘었습니다.6월 은행 주담대는 7조원이나 급증해, 3년4개월만에 최대폭으로 증가했습니다.전달보다 2조8천억원이나 증가폭이 확대된 겁니다.주택거래가 늘면서 자금 수요가 크게 늘었고, 입주물량도 4만호 넘게 증가한 데다 전세자금대출도 증가세로 돌아선 영향이 큽니다.여기에 정부의 대출 규제 완화와 특례보금자리론 등, 저금리 정책대출 확대도 원인으로 지목됩니다.[이정환 / 한양대 경제금융대 교수: 주택경기가 지금은 좋아지는 기미를 보이고 있지만 향후 어떻게 될지, 경기 하강기가 본격화되면 어떻게 될지, 불확실한 상황이기 때문에 주담대 관리가 필요하다….]늘어나는 대출에 지난달 은행권 가계대출 잔액은 1062조원을 넘겨 역대 최대치를 갈아치웠습니다.가계 빚이 크게 늘어난 가운데 연체율도 계속 오르고 있습니다.지난 4월말 기준, 국내은행의 원화대출 연체율은 0.37%로 2년8개월만에 가장 높은 수준을 기록했습니다.[황세운 / 자본시장연구원 선임연구위원: 결국은 전반적인 경제구조의 안정화, 금융시장의 안정화를 위해 가장 필수적이라고 생각했던 디레버리징(부채축소)을 약화시키면서 오히려 위험 수준이 높아질 수 있는….] 앞서 한국은행은 가계신용이 늘어나면 3~5년 시차를 두고 경기침체가 발생할 가능성이 커진다고 경고한 바 있습니다.대출이 다시 불어난 가운데 취약차주들의 상환 능력은 떨어지고 있어 가계빚 '폭탄' 우려가 커지고 있습니다.SBS Biz 김기호입니다.SBS Biz는 여러분의 제보를 기다리고 있습니다.홈페이지 = https://url.kr/9pghjn.
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<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">고창 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">부안 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">담양 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">곡성 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">구례 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">고흥 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">보성 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">화순 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">장흥 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">강진 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">해남 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">영암 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">무안 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">함평 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">영광 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">장성 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">완도 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">진도 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">신안 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">군위 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">의성 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">청송 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">영양 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">영덕 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">청도 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">고령 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">성주 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">칠곡 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">예천 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">봉화 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">울진 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">울릉 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">밀양 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">의령 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">함안 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">창녕 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">남해 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">하동 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">산청 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">함양 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">거창 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">합천 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">제주도 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">종로구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">중구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">용산구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">성동구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">광진구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">동대문구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">중랑구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">성북구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">강북구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">도봉구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">노원구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">은평구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">서대문구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">마포구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">양천구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">강서구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">구로구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">금천구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">영등포구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">동작구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">관악구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">서초구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">강남구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">송파구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">강동구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">서구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">동구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">영도구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">부산진구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">동래구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">남구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">북구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">해운대구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">사하구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">금정구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">연제구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">수영구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">사상구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">장안구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">권선구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">팔달구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">영통구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">수정구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">중원구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">분당구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">만안구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">동안구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">상록구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">단원구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">덕양구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">일산동구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">일산서구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">처인구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">기흥구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">수지구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">상당구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">서원구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">흥덕구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">청원구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">동남구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">서북구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">완산구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">덕진구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">의창구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">성산구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">마산합포구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">마산회원구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">진해구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">수성구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">달서구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">연수구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">남동구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">부평구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">계양구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">광산구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">유성구 블라인드</a>
<a href="https://dahaeyo.co.kr/blind" target="_blank" rel="noreferrer noopener">대덕구 블라인드</a>